Library: English | Money Management 1-2-3: ONE: Getting a Strong Start. The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part one, Getting a Strong Start, addresses how to manage your income, use credit wisely and live within your means. Topics include understanding your pay stub, creating a budget, setting up bank accounts, establishing and building good credit, and managing student loans. Category: Banking Credit Foreclosure Money Management Student Loans Taxes on Sep 03, 2024

Library: English | Money Management 1-2-3: TWO: Achieving Financial Goals. The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part two, Achieving Financial Goals, addresses updating your budget, accumulating a nest egg and protecting your assets. Topics include budgeting and debt management, saving and investing, homeownership and insurance. Category: Credit Debt Collection Housing Insurance Investing Mortgages Money Management Taxes on Sep 03, 2024

Library: English | Money Management 1-2-3: THREE: Planning a Secure Future. The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part three, Planning a Secure Future, focuses on leaving the workforce, funding your retirement and protecting what you've accumulated. Topics include tapping your investments and home equity, staying adequately insured, managing medical expenses, the basics of estate planning and, for some grandparents, raising a second family. Category: Insurance Investing Medical/Healthcare Mortgages Money Management on Sep 03, 2024

Library: English | Connect to California LifeLine and Save! (2024) Discounted telephone service can help your family stay in touch.

California LifeLine provides discounts on basic residential wireline (home phone) or wireless telephone or broadband internet service to eligible low-income households. Consumers who qualify for California LifeLine pay a fraction of the regular cost for telephone connection or activation and monthly service. This brochure explains the features and benefits of Lifeline phone service, how to apply for the program and what you must do to continue participation.

Library: English | Computer, tablet and smartphone warranties: Understanding and exercising your rights. A computer, tablet or smartphone can be a big investment, so it's important to know you'll be protected if you get a device with some sort of defect. This guide explains how warranties for these types of products work, why extended warranties and insurance aren't always a good idea, your warranty rights under the law, how to file a claim, and what to do if you're dissatisfied with how your claim is handled. Category: Consumer Rights Technology Telecom on Apr 04, 2024

Library: English | What to know about computer, tablet and smartphone warranties. This tip sheet offers basic but important information about device warranties, your rights, and how to make a warranty claim. Category: Consumer Rights Technology Telecom on Apr 04, 2024

Library: English | What to know about gift cards. There are advantages to gift cards for both those who give them and those who receive them. This publication provides information and tips to help gift card buyers and recipients make informed choices, understand the rules that apply to the cards, protect their card balances, and avoid fraud and scams. Category: Consumer Rights Fraud/Scams on Dec 13, 2023

Library: English | Get Credit for Your Hard Work (2023 Tax Year) Low- and moderate-income earners may qualify for the Earned Income Tax Credit . The Earned Income Tax Credit (EITC) helps low-income working taxpayers and families get more money back when they file their federal income tax return. This publication contains EITC guidelines for the 2023 tax year (for taxes due in April 2024). Category: Money Management Taxes on Dec 12, 2023

Library: English | Housing Help: Next steps and resources when you’re at risk of foreclosure. This guide can help struggling homeowners avoid foreclosure, or, if foreclosure is imminent, understand their options, rights and next steps. It includes a wide variety of resources, including where to turn for professional advice and guidance. Category: Foreclosure Housing Home Financing on Jun 28, 2023

Library: English | Investing for Communities of Color: Build generational wealth. For a number of reasons, communities of color invest at lower rates than white people do. But investing is a key component of achieving long-term financial security and building generational wealth. This publication explains the barriers to investing for communities of color, as well as why it’s crucial to start investing now, how to get started (even if you don’t have much to invest) and stay on track, and where to find more information about investing and personal finance. Category: Investing on Mar 05, 2023