Chinese Library
All Consumer Action publications are available online, with most also available as a PDF download. Government agencies, nonprofits and other community-based organizations who wish to distribute our publications for educational purposes can use the PDF file to instantly produce a professional-looking brochure using an office printer.
Library of Chinese Publications, Sorted by Date
Headlines & Press Releases
Thursday, August 15, 2024
Chinese Headlines | 消费者行动推介最新提案
Thursday, July 11, 2024
Chinese Press Release | CFPB 提議使用多元語言協助屋主貸款避免成為法拍屋
Tuesday, May 28, 2024
Chinese Headlines | 消费者行动提供电子产品咨询服务
Tuesday, February 06, 2024
Chinese Headlines | 消费者行动参与奥克兰农历新年街会
Thursday, November 09, 2023
Chinese Headlines | 消費者行動成立52週年誌慶
( View More Chinese Headlines )
Library: Chinese | Staying on Track With Credit (Chinese) How to use credit wisely.
對那些瞭解信貸的使用代價跟優點,以及懂得如何明智地使用信貸的消費者來說,信貸可以成為一種有用的財務工具。這本手冊解釋了「無限次」,又稱為循還式信貸,包括信用卡,房屋淨值信貸(HELOC: Home Equity Line of Credit)和支票透支信用額(Overdraft Lines of Credit),同時還討論使用信貸的好處及壞處。該手冊還包括如何避免使用高收費信貸的技巧。
Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid.
Category: Credit Credit Reports/Scores Credit Scores Money Management on Jul 09, 2009
Library: Chinese | Recognizing Credit Card Fraud (Chinese) .
當消費者將信用卡號碼給了不熟識的人、信用卡遺失或遭竊、郵件被偷或被罪犯利用、公司職員複印他人信用卡或卡號,信用卡詐騙案就發生了。這本消費者行動最新發行的手冊提醒大家認明及避免形形色色有關信用卡之詐騙,例如:仿製信用卡、假冒騙取信用卡、身份盜用、偽造信用卡等等。
Credit card fraud happens when consumers give their credit card number to unfamiliar individuals, when cards are lost or stolen, when mail is diverted from the intended recipient and taken by criminals, or when employees of a business copy the card or card numbers of a cardholder. This new Consumer Action publication explains how to recognize and avoid many forms of fraud that involve credit cards, such as skimming, phishing, ID theft and counterfeit cards.
Category: Credit Credit Cards Fraud/Scams on Jul 08, 2009
Library: Chinese | Workplace Privacy (Chinese) Your rights on the job.
為了保護個人隱私和工作,你應該知道有些雇主在何時及如何會監控和搜集員工的相關資訊。這本刊物會針對在工作場所的可能監控情況作出一些說明,同時也會對於作為員工的個人隱私權加以解析。
To protect your personal privacy and your job, you should know when and how employers can monitor and gather information about you. This publication explains some of the situations in which monitoring might occur in the workplace and explains your privacy rights as an employee.
Category: Privacy Rights on May 21, 2009
Library: Chinese | Saving Your Home from Foreclosure (2009) (Chinese) .
當你付不起房屋抵押貸款時﹐貸款公司就會以法律行動將你的房子查封拍賣。如果在面臨這種情況時你瞭解有關個人的選擇權而且採取適當的行動﹐也許能夠保住家園﹐或者至少減輕一些房子被查封拍賣所造成的財務損失。
Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps.
Category: Foreclosure Housing Home Financing Mortgages on Mar 26, 2009
Library: Chinese | Leave me alone (Chinese) (2008) Your privacy online—and offline.
你在互聯網內外的個人隱私權。手冊中對於個人隱私權觀念以及他人若是有得到你個人資料之管道,會是一件多麼重要而且務必要小心的事等方面,均有詳細的解說。本文主題包括網路空間隱私權、如何減少不受歡迎的垃圾推銷信件和電郵,以及如何保護個人在互聯網內外安全的十大要訣。
Leave Me Alone! Your Privacy Online - and Offline explains the concept of personal privacy and why it is important to be careful about who has access to your personal information. Topics covered include privacy in cyberspace, cutting down on unwanted junk mail and spam e-mail from marketers and ‘top ten’ ways to protect your privacy on and off the Internet.
Category: Privacy Rights on Nov 03, 2008
Library: Chinese | Understanding Your Credit Score (Chinese) .
個人信用評分就是個人信用歷史的一個“寫照”。貸款公司﹑保險公司及其它相關行業用它來評估是否值得貸款給你﹐以及你是否會支付帳單和償還貸款。這本手冊內容有﹕何謂信用評分﹑如何解讀﹐以及如何保持或改善它。
Your credit score is a “snapshot” of your credit history that is used by lenders, insurers and others to assess your creditworthiness and the likelihood that you will pay your bills and repay outstanding loans. This publication explains how to learn your score, how to interpret it and how to maintain or improve it.
Category: Credit Credit Reports/Scores on Feb 26, 2008
Library: Chinese | Protect Your Phone Records (Chinese) .
有人可能未經過你的同意就試圖使用你的電話記錄以作為非法或陷害他人的用途. 因為它是個人資料的重要來源。這本手冊有助於你瞭解誰會想得到你的電話記錄,他們如 何試圖得到你的個人資料,以及你要怎樣才能減低成為受害者的可能性。
Phone records are an important source of private information that someone might try to access without your consent for illegal or harmful purposes. This publication can help you understand who would want to access your phone records, why they might want to do it, how they try to access your private information and what you can do to reduce the chances of becoming a victim. A companion Leader’s Guide is available.
Category: Fraud/Scams Privacy Rights Telecom Wireless on Jun 28, 2007