Table of Contents

97 organizations sign letter opposing House Majority’s FY25 spending proposal
Nearly a hundred organizations voiced their opposition to the House Majority’s FY25 spending proposal, which would make drastic cuts to the IRS and block implementation of the new Direct File program, which provides a free tax filing option for eligible taxpayers.

Organizations comment on proposals to reform the bank merger process
Consumer Action added its name to comments to the OCC and FDIC regarding regulatory proposals to reform the bank merger process, which the organizations contend are strongly biased in favor of merger approval, with little consideration for how communities are impacted.

Advocates push for adoption of permanent Direct File option for tax filers
More than 250 organizations and entities voiced their support for making Direct File—a free, accessible online tax filing system piloted during the 2024 tax season—a permanent option for eligible filers.

Request for a seven-month extension of VA foreclosure pause
Nearly three dozen consumer and housing advocacy organizations signed on to a letter to the Department of Veterans Affairs (VA) urging the agency to extend the foreclosure pause of VA-guaranteed loans from May 31, 2024, to December 31, 2024.

Organizations welcome FAA reauthorization agreement, but advocate for improvements
Consumer Action lent its voice to a public statement supporting the bill to reauthorize the Federal Aviation Administration (FAA), while also urging senators to support additional amendments that would provide crucial airline passenger rights and protections.

Strong support for FTC’s CARS—Combating Auto Retail Scams—Rule
More than a hundred groups signed on to a letter to Congress members asking them to support implementation of the Federal Trade Commission’s CARS Rule, which would combat unfair and deceptive auto dealer practices.

Support for the Codifying SAVE Plan Act, benefiting student loan borrowers
Consumer Action endorsed Senator Jeff Merkley (D-OR) and congressional allies’ Codifying SAVE Plan Act, proposed legislation that would codify President Biden’s new income-driven repayment program into law.

Advocates push for national registry to halt data broker abuse
Consumer Action was one of the initial supporters of an effort to prevail upon the FTC to create a national registry to halt data broker abuse.

CFPB rule would curb abusive overdraft fees
Nearly 150 groups signed on to a letter expressing strong support for the Consumer Financial Protection Bureau’s proposed rule governing overdraft fees charged by the largest financial institutions.

Legislation would curb abusive “trigger leads”—unwanted home financing offers to mortgage borrowers
Diverse groups signed on to letter supporting the Homebuyers Privacy Protection Act of 2024, which would curb the abusive use of mortgage credit “trigger leads”—the sale of consumer data that results in a bombardment of calls seeking to lure them from their chosen lenders.