Library: Chinese | Time for an insurance checkup (Chinese) .

個人應該保持適當足夠的保險，其意義在於你每年都需要重新評估自己的保險涵蓋範圍，同時如果你的生活中發生特殊狀況時，你應如何調整個人保險去應對。這本查核個人保險的刊物詳述對於定期查核個人保險條款的重要性，也列舉各項會造成個人保險涵蓋範圍改變的生活特殊狀況。同時內容也有你應如何妥善處理個人保險的相關提示及查核工具，以及各項網上資源鏈接以供消費者查詢。

Staying adequately insured means reassessing your coverage each year and adjusting it in response to specific life events. This Insurance Checkup fact sheet explains why it’s important to revisit your insurance policies regularly, lists specific life events that typically warrant a change in coverage, provides tips and tools for managing your insurance and offers links to resources where you can learn more.

Library: Chinese | California’s Lemon Law (Chinese) Protection for new and used car buyers.

這本有關新車和二手車買主的加州保護法手冊將詳述州立檸檬法如何運作，涵蓋哪些車輛，以及大多數汽車經銷商採用的仲裁方案，以及加州的消費者應如何索償。

This fact sheet about California’s protections for new and used car buyers explains how the state Lemon Law works, which vehicles are covered, the arbitration programs used by most car dealers and how consumers can pursue a claim in California.

Library: Chinese | Get a car loan (Chinese) That’s in your best interest.

如果你正在尋求貸款購買新車或二手車，即使你的信用記錄很差，你還是可以有很多選擇。然而，逾期付款和其它信用問題則會令貸款公司把你列為高風險客戶，並因此提高你的貸款利率。每家貸款公司的利率都有所不同，因此要貨比三家才能找到最划算的貸款。

If you are seeking financing for a new or used car, you could have many options even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rate on the loans available to you. There are differences between lenders—so shop around to find the best deal.

Library: Chinese | California’s Low Cost Automobile Insurance Program (Chinese) .

加州政府設立本保險計劃，為符合收入標準﹑行車記錄好的駕駛人提供低價的車輛責任保險。承保單由在加州註冊的保險公司開出。加州法律規定要設立一項加州低價車輛保險計劃，以滿足其財務責任法律的有關規定。

The State of California has developed this program to provide income eligible, good drivers with access to affordable automobile liability insurance. The policies are issued by California licensed insurance companies. California state law provides that a California Low Cost Automobile Insurance policy satisfies financial responsibility laws.

Library: Chinese | A guide to finding the right job training school (Chinese) .

如果一間職業學校及其課程具備聲譽而且收費合理，就讀這間學校對於你的未來會成為很有價值的投資。這本指南是專門編輯印製，以協助任何人在考慮報讀就業培訓課程或是職業學校時，能做出明理的選擇，避免積欠過多或毫無保證的學生貸款債務；當一旦不幸成為牟利學校相關詐騙的受害者時，也知道應去何處尋求協助。

Job training can be a valuable investment in your future—if the school or program is reputable and fairly priced. This guide is designed to help anyone considering a job training program or vocational school make an informed choice, avoid excessive or unwarranted student loan debt, and know where to turn if they believe they are a victim of for-profit school fraud.

Library: Chinese | Watch out! Online video and your privacy (Chinese) .

如今的消費者可隨意選擇要怎樣看視頻或在何時何處看視頻，但同時他們也要面對個人隱私方面的新風險。本手冊提醒消費者留意由視頻下載和視頻分享所帶來的隱私問題，和可以採取什麼措施來保護自己。

While consumers now have many more options for how, where and when they watch video, they also face new risks to their personal privacy. This publication makes viewers aware of the privacy issues raised by video streaming and video sharing technology as well as what they can do to protect themselves.

Library: Chinese | The Fair Debt Collection Practices Act (Chinese) .

這本簡明的公平追討債務法案(FDCPA)小冊子讓消費者明白追債公司必須依照法律規定來追討債務，法律允許他們採取哪些行動，以及法律不允許他們採取哪些行動。該手冊還提供了關於如何阻止追債公司不斷聯繫你的資訊，如果追債公司違反公平追討債務法案(FDCPA)時你可以怎麼做，以及你可以從哪裡得到更多的資訊和個人援助。

This concise guide to the Fair Debt Collection Practices Act (FDCPA) makes consumers aware of what collectors must do under the law, what they are allowed to do, and what they are prohibited from doing. It also provides information about getting a collector to stop contacting you, what your options are if a collector violates the FDCPA and where to get more information or personal assistance.

Library: Chinese | What’s not to ‘Like’? (Chinese) Protecting your privacy on social media .

在網上分享是一種非常流行的消遣方式。本文解釋了在社交媒體中過度分享個人資料的潛在風險，並提供了在參與社交網絡時可選用的一些技巧和工具，以便讓你安全上網的同時，能夠保護你的隱私。

Online sharing is a hugely popular pastime. This publication presents the potential risks of oversharing on social media and provides specific tips and tools for participating in social networks while also protecting your privacy and staying safe online.

Library: Chinese | Debtors’ Rights (Chinese) Protecting yourself from debt collection lawsuits.

本指南旨在幫助消費者了解：如何與討債人溝通；當面對追債訴訟時，消費者有什麼權益；在哪裡可以找到法律資料和諮詢意見；應對訴訟的一般過程；如果消費者輸掉官司，他們會有什麼權益；以及如何向收債人提出投訴。

This 16-page guide helps consumers who owe money understand how to avoid a debt collection lawsuit, what the legal process is if they can’t avoid being sued, their rights if they lose the suit and how to file a complaint against a debt collector.

Library: Chinese | A consumer’s guide to choosing a prepaid card (Chinese) .

一張收費便宜，擁有理想的功能以及提供強而有力的消費者保護措施的預付卡，對於消費者來說是一個很好的選擇。這本指南將幫助你學習如何比較各種預付卡，並且選擇一張最符合你需求的預付卡。

A prepaid card that charges low fees, comes with desirable features and offers strong consumer protections can be a good choice for many consumers. This publication will help you learn how to compare your options and choose the best prepaid card for your needs.