Chinese Library: Housing Insurance

All Consumer Action publications are available online, with most also available as a PDF download. Government agencies, nonprofits and other community-based organizations who wish to distribute our publications for educational purposes can use the PDF file to instantly produce a professional-looking brochure using an office printer.

Library: Chinese | FEMA spells federal disaster relief for homeowners and renters (Chinese) .

聯邦緊急災難處理局(FEMA)在災難發生後提供各類救援計劃,協助受災者整修、重建,或更換他們的住屋及財產。這本刊物詳盡說明聯邦緊急災難處理局(FEMA)各項對於房屋業主及租客所提供的援助,也列舉了各項援助之合格指標及申請程序。刊物同時也特別指明FEMA的救援範圍始終有限,個人還是應該購買適當保險來加強保障。

The Federal Emergency Management Agency (FEMA) offers a variety of programs to help victims of disasters repair, rebuild or replace their homes and possessions. This publication describes the types of FEMA assistance available to homeowners and renters and provides details about program eligibility and the application process. It also highlights the limitations of FEMA assistance and stresses the importance of purchasing adequate personal insurance coverage.

Category: Housing Home Repair Housing Insurance Insurance on Jul 24, 2018

Library: Chinese | Homeowners and renters insurance (Chinese) 在自然災害發生前後你需要了解的事項.

由於大多數的美國居民都住在會發生自然災害的風險地帶,所以幾乎每個家庭都應慎重考慮,在未來一旦失去家園或財產時將如何復原。本刊物詳盡說明哪些損失可以(或是不可以)得到房屋業主或租客的保險理賠; 如何確保購買足夠的保險; 當災難發生後你應該及時採取的求償步驟;以及在保險不足時你仍有哪些可求助的渠道。

With the majority of U.S. residents living in areas at risk of a natural disaster, most households need to seriously consider how they would recover from the loss of their home and possessions. This publication explains which disaster losses are—and are not—covered under a standard homeowners or renters insurance policy, how to make sure you are adequately insured, what steps to take to recover your losses after disaster strikes, and what your options are if your insurance falls short.

Category: Housing Home Repair Housing Insurance Insurance on Jul 11, 2018

Library: Chinese | Filing a Housing Discrimination Complaint (Chinese) .

公平住屋法保障租客及房屋買主不受歧視。如果你自認是住屋歧視受害者,你有權利向HUD提出投訴。如果能瞭解投訴及解決之道,將有助於你衡量抉擇及採取行動。

Fair housing laws protect renters and buyers from discrimination. If you believe you were a victim of housing discrimination, you have the right to file a housing discrimination complaint with HUD. Understanding the complaint and resolution process will help you weigh your options and take action.

Category: Housing Discrimination Home Financing Housing Insurance Mortgages Tenant Rights on Feb 07, 2012

Library: Chinese | Keeping Your Home - Protect your investment (Chinese) .

那些為了成功擁有住屋而去做計劃、訂預算以及有儲蓄的人,他們會有很高的"居者有其屋"機會並且將在幾年之後因為物業增值而建立財富.這本手冊涵蓋了房屋業主的理財責任及經營方法、如何保持和保護個人物業,以及如何增加及保留房屋凈值.

People who plan, budget and save for successful homeownership have a much better chance of keeping a roof over their heads and building wealth as property values increase over the years. This brochure covers the financial responsibilities of homeownership and how to manage them, how to maintain and protect your property, and how to build and preserve your home equity.

Category: Foreclosure Housing Buying a Home Housing Insurance Insurance Mortgages on Sep 28, 2010

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