Library: English | Micro Business: Preparing for success.

Starting a very small—or micro—business can be the key to long-term professional and financial success. But since many businesses do not make it past the first few years, becoming an entrepreneur is not a decision to make lightly. This guide explains the process of planning and launching a micro business, from estimating costs/earnings and finding funding to identifying legal and professional needs (insurance, bookkeeping, business advice, etc.) and doing business on the internet.

Library: English | Fake News: Recognizing and stemming misinformation.

Thanks to the internet and social media, misinformation travels much faster than it used to, and it can have serious repercussions. This fact sheet will help consumers evaluate the accuracy of what they read or hear, avoid “fake news” and refrain from spreading false stories.

Library: English | Personal Bankruptcy: Your financial fresh start.

Bankruptcy can offer a financial fresh start for consumers overwhelmed by debt, but there is a lot to know about the process and potential consequences before a decision to file can be made. This guide explains the differences between the two types of personal bankruptcy, what is required of filers, what happens to debts and assets, alternatives to consider, the general legal process, and where to find assistance and more information.

Library: English | Insurance in the ‘Sharing Economy’ - PowerPoint Slides.

This downloadable PowerPoint presentation is designed to be used in conjunction with the “Insuring yourself in the ’sharing economy’” lesson plan. The slides provide a visual component to the training that helps to engage learners and improve retention.

Library: English | Insuring Yourself in the ‘Sharing Economy’ - Seminar Lesson Plan and Class Activities.

This downloadable packet guides community educators through a two-hour presentation on the insurance needs of consumers who participate in the sharing economy. In addition to the lesson plan (to be used in conjunction with the downloadable PowerPoint presentation), the packet includes exercises, resources and a class evaluation form.

Library: English | Questions and Answers about Insurance in the ‘Sharing Economy’.

Written in Q&A format, this eight-page backgrounder expounds on the topics covered in the “Insuring Yourself in the ‘Sharing Economy‘” guide.

Library: English | Insuring Yourself in the ‘Sharing Economy’.

The “sharing economy” can offer you new ways to earn, but, as with any business or self-employment venture, there are insurance issues to consider. This publication explains the potential risks associated with each type of “sharing,” what protection is typically available from the “platforms” that connect users, how your personal insurance may fall short, what your options are for full protection, and where to get more information.

Library: English | California’s Low Cost Automobile Insurance Program.

The State of California has developed this program to provide income eligible, good drivers with access to affordable automobile liability insurance. The policies are issued by California licensed insurance companies. California state law provides that a California Low Cost Automobile Insurance policy satisfies financial responsibility laws.

Library: English | Finding the Right Job Training School - Seminar Lesson Plan and Class Activities.

This downloadable packet guides community educators through a three hour presentation on finding the right job training program (also known as “trade” or “vocational” schools). The lesson plan helps prospective students discern which jobs require or recommend vocational training, recognize whether the program is appropriately accredited, learn which questions to ask the school to help identify fraudulent programs, understand the importance of community colleges, and determine their best options for paying for school. The lesson plan, which is designed to be used in conjunction with the downloadable PowerPoint presentation, also includes learning activities and a class evaluation form.

Library: English | Finding the Right Job Training School - PowerPoint Slides.

This downloadable 22-slide PowerPoint presentation is designed to be used in conjunction with the seminar lesson plan. The slides provide a visual component to the training that will help to engage learners and improve retention.