Library: English | California Car Buyer’s Bill of Rights.

California car buyers have important rights that have changed the way millions of cars are bought and sold in California.

Library: English | ID Theft & Account Fraud - Lesson Plan (English).

This updated packet provides guidance for teachers and team leaders. The 48-page packet contains a detailed curriculum, classroom activities and take-home worksheets. (Note: It is only available as a PDF file.)

Library: English | ID Theft & Account Fraud - PowerPoint Training Slides (English).

The ID Theft & Account Fraud PowerPoint training file is available for download in the “Download File” section.

Library: English | Inspection reports What you need to know before you buy a home.

Home inspection and hazard reports detail existing and potential problems with the home or property you are considering. These reports can help you decide whether repairs or mitigations (cures or preventative efforts) are needed.

Library: English | Fraud Bingo Game.

Consumer Action’s Fraud Bingo is a fun activity you can use in your trainings.

Library: English | 66 Ways to Save Money.

An illustrated brochure that provides 66 concrete steps consumers can take to save money or prevent fraud. Major topics covered are transportation, insurance, banking/credit, housing and utilities.

Library: English | Questions & Answers About Subprime Lending.

This eight-page training guide, written in a question-and-answer format, discusses subprime lending and its pitfalls from a consumer advocacy perspective. The guide covers risk-based pricing of loans, subprime loans, credit scoring, predatory lending, illegal practices, and how consumers can protect themselves and fight back if they become victims.

Library: English | Poor Credit means Higher Interest Rates - How to avoid bad loans.

This brochure addresses “subprime” loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance.

Library: English | Telemarketers : Do Not Call A new way to limit unwanted sales calls.

Are you tired of unwanted telemarketing calls? Now there is a new government tool to help stop unwanted calls. The National Do Not Call Registry is a free list you can join to limit calls to your home and cell phone for five years. “Telemarketers: Do Not Call!” explains how easy it is to put your name on the registry, what you should expect when you register and how to deal with unwanted telemarketing calls.

Library: English | Questions & Answers About Privacy & Your Credit Report.

Privacy abuses are on the increase, including credit fraud and identity theft, a fast-growing crime in which an impostor applies for credit under a victim’s name. “Questions and Answers about Privacy and Credit Reports” offers in-depth information on privacy and credit reports, bank accounts and marketing as well as new laws designed to help people better control how their personal information is used.