English Library

All Consumer Action publications are available online, with most also available as a PDF download. Government agencies, nonprofits and other community-based organizations who wish to distribute our publications for educational purposes can use the PDF file to instantly produce a professional-looking brochure using an office printer.

Library of English Publications, Sorted by Date

Don’t Be Fooled by Misleading ‘Credit Repair’ Claims!

Library: English | Don’t Be Fooled by Misleading ‘Credit Repair’ Claims!.

An illustrated fact sheet that describes what a credit report is and how to find out what is in your credit report. Explains how to correct inaccurate information in your report and advises caution with credit repair companies and guaranteed credit claims.

Category: Credit Credit Reports/Scores Fraud/Scams on Dec 27, 1996

 
Understanding Credit Card Costs

Library: English | Understanding Credit Card Costs Tips on Reducing Finance Charges.

An illustrated fact sheet that explains how finance charges for credit cards are calculated, and shows how to reduce the cost of using credit cards. Includes a glossary of financial terms relating to credit cards.

Category: Credit Credit Cards on Dec 27, 1996

 
Collection Agency - Consumers in Debt Series

Library: English | Collection Agency - Consumers in Debt Series.

A fact sheet that explains what your rights are when dealing with a collection agency. It describes collection abuse, and answers such questions as whether you can be jailed for not paying a debt and what to do if you are being harassed by a collection agency.

Category: Money Management on Apr 01, 1996

 
Real Estate Terms You Should Know

Library: English | Real Estate Terms You Should Know.

A fact sheet that lists real estate terms that are helpful to know if you own or are thinking of buying you own home.

Category: Foreclosure Housing Buying a Home Mortgages on Apr 01, 1995

 
Preventing Telemarketing Fraud

Library: English | Preventing Telemarketing Fraud Learn How to Protect Yourself!.

An illustrated fact sheet that describes how con artists cheat people over the phone, and gives tips to avoid being a victim of fraud. Includes a list of the “10 Warning Signs of Fraud.”

Category: Fraud/Scams Telecom on Apr 01, 1994

 
Banking Basics

Library: English | Banking Basics Checking Account Check List.

An illustrated fact sheet that explains how to open a checking account. Explains different kinds of accounts and their fees, check processing, automatic deposit and bill paying, and ATM/debit cards.

Category: Banking Money Management on Apr 01, 1993

 
Surviving and Controlling Debt

Library: English | Surviving and Controlling Debt Know What You Want.

An illustrated fact sheet that discusses the importance of managing debt so that it does not become a problem. Explains debt danger signals and how to reduce debt. Also explains collection agencies, debt counseling, and bankruptcy.

Category: Banking Money Management on Apr 01, 1993

 
Budgeting and Planning

Library: English | Budgeting and Planning Building a Better Future.

An illustrated fact sheet explaining how to control financial problems by budgeting and planning. Explains the functions of a budget, how to do a cash flow analysis, and how to create a workable budget. Also describes how to stick to a budget and make it work.

Category: Banking Money Management on Apr 01, 1993

 
California Immigrants and Credit

Library: English | California Immigrants and Credit.

A fact sheet designed to explain credit to California immigrants: how to qualify for it, how to use it properly, and how to avoid problems. Discusses creditors, credit history, credit bureaus, scams, and abuses. Includes a short glossary of credit terms and a listing of community resources for further information.

Category: Credit on Apr 01, 1993

 
Giving Yourself Some Credit

Library: English | Giving Yourself Some Credit.

An illustrated fact sheet describing what credit is, how to obtain it, and how to use it. Also describes credit ratings, credit bureaus, and the importance of consumers periodically reviewing a copy of their credit report for accuracy. Explains the Equal Credit Opportunity Act.

Category: Credit on Apr 01, 1993

 

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