Source: Geoff Williams - US News

Since the Affordable Care Act was passed in 2010, Tracy Watts has become a walking encyclopedia of the incredibly complex provisions of the law.

Yet even after three years of immersing herself in the world of Obamacare, Watts uses cheat sheets to make sure her explanations of the law are accurate. "It's way too complicated for me to remember everything," says Watts, the national health care spokeswoman for Mercer, a consulting firm that advises mostly large employers on their employee benefit needs.

Read Full Article: The best life countdown to Obamacare: A consumer’s toolbox