Library: Vietnamese | The right overdraft protection plan (Vietnamese) A wise choice.

Spending more money than is in your checking account can be a costly mistake. This fact sheet presents the consequences of overdrawing your account, the high cost of “courtesy” overdraft coverage, the better overdraft protection plans that exist and tips for avoiding overdrafts altogether.

Library: Vietnamese | Debtors’ Rights (Vietnamese) Protecting yourself from debt collection lawsuits.

This 16-page guide helps consumers who owe money understand how to avoid a debt collection lawsuit, what the legal process is if they can’t avoid being sued, their rights if they lose the suit and how to file a complaint against a debt collector.

Library: Vietnamese | Auto Insurance: The Basics (Vietnamese) .

It’s every driver’s responsibility to have adequate auto insurance. This guide will help you determine how much—and what kinds of—coverage you need, and how to get protection at the best price.

Library: Vietnamese | IP Transition: Making the Switch (Vietnamese) The next communication evolution.

This fact sheet explains what Internet-based (IP) telephone service is, why the transition away from traditional (copper-based landline) phone service is happening and what advantages this type of connection offers for consumers. The brochure also explains consumers’ service options and how they can make a smooth transition.

Library: Vietnamese | Checking and savings accounts (Vietnamese) A wise choice.

This fact sheet presents the basics of checking and savings accounts, highlighting the advantages they offer over “fringe” banking services such as check cashers. The publication covers, among other topics, how checking and savings accounts work, how to choose a financial institution and open an account, and how to reduce or avoid account fees.

Library: Vietnamese | Health Records Privacy in California (Vietnamese) Bảo vệ sự riêng tư khi hồ sơ bệnh nhân được lưu trữ trong kỹ thuật điện số.

This fact sheet provides an introduction to electronic health records and your health information privacy rights. To learn more, refer to the companion resource, Health Records Privacy in California: Answers to Frequently Asked Questions, which provides additional information in a Q&A format.

Library: Vietnamese | Connect to California LifeLine and Save! (2024) (Vietnamese) Dịch vụ điện thoại trợ giá giúp quý vị vẫn liên lạc.

California LifeLine provides discounts on basic residential wireline (home phone) or wireless telephone or broadband internet service to eligible low-income households. Consumers who qualify for California LifeLine pay a fraction of the regular cost for telephone connection or activation and monthly service. This brochure explains the features and benefits of Lifeline phone service, how to apply for the program and what you must do to continue participation.

Library: Vietnamese | Teens & Money - Talking to teens about money (Vietnamese) .

This 21-page booklet is designed primarily for parents but may also be useful for older teens. It covers many topics, including working, budgeting, figuring out if a purchase is a “need” or a “want,” banking, writing checks, savings, credit cards, credit reports, driving and cell phones. The booklet contains illustrations and examples of a weekly spending evaluation, a paycheck stub, how comparison shopping can save money and how to write a check. It also contains a list of helpful web sites for parents and kids.

Library: Vietnamese | Improve Your Credit -  Put Bad Credit Behind You (Vietnamese) .

An easy-to-read brochure that explains why having good credit is important, your rights if your credit application is rejected, how to check your credit report, how to dispute mistakes on your credit report and how to begin to rebuild good credit.

Library: Vietnamese | Cell Phone Savvy (Vietnamese) How to avoid problems with your wireless device and service.

This publication provides information on how to avoid problems with your wireless device and service.